credit score home improvement loans

Get your Personalized Home Improvement Loan in Utah

Do you want to renovate your dream home in Utah? TGUC Financial will provide you with home improvement loans for all home improvement projects with minimum requirements. Financing your home with your budget is not a difficult task for homeowners. Get your personalized home improvement loans with us. Your loan will get approved quickly with a few verifications.

Get your personalized loan quickly!


No extra payments and excellent credit score to revamp your home. TGUC will provide you with the best rate and value for your home improvement project in Utah. It is not difficult to find the best financing option for your home improvements now. Click the apply button below to get a personalized renovation loan.


Find The Best Financing Option for Home Improvement Loan in Utah

You are creating a better environment for yourself and your family. So, wisely choose the best financing option that will not break the budget. Even if you are selling your home, home renovation is the best option to increase the net worth.

Why do you want to live in a second-rate home if you can remodel your home at the best rate? TGUC financial provide you with the loan at a better rate. You can now remodel your home within your budget.

Homeowners’ biggest threat is borrowing money for home improvements with fluctuating interest rates. The increased value of your home should be higher than the amount you are borrowing. Our home improvement loans will provide you with a loan with fixed interest rates.

You need to have a good percentage of equity if you borrow home equity loans. But, TGUC home improvement loans will not require equity percentage. Federal Housing Administration(FHA) in Utah has a lot of limitations for every home improvement project. If you choose credit card financing, you can only pay for minor renovations. Compared to the above options, the TGUC home improvement loan is the best option for you.

A great way to upgrade the appearance of your home is new siding. You can decrease the maintenance of the outside of your home so it won’t need new paint. You can also add stone veneer to the lower third of  the home exterior. You can also add a wood or composite deck to extend your living space to the outdoors.

And while thinking about your home’s exterior, you might consider a new garage door as well as a new front door. A grand entrance with a new front door would give the house an elegant air. And a new garage door would not only look good but would also improve you home’s security.

Your home may need new windows. Updated windows could decrease your heating and cooling costs with their improved energy efficiency. A new roof may also be needed. And not only could a new roof improve your energy costs but it might also be necessary to stop any leaks.

If it’s your interior that needs to be upgraded, you might consider a kitchen remodel. It can be a minor remodel with new countertops and refaced cabinets or a complete major remodel with new appliances, cabinets, and counters.

Home Financing Options with Foreclosure Risks and Limitations


  • Making your home as collateral is one of the huge risks you have to take, if you borrow home equity loans. If you make your home as collateral, there is a risk of foreclosure. HELOC(Home Equity Line of Credit) and Home Equity Loan take a longer time to get approved, if you have emergency repairs, you cannot get home loans quickly.
  • Cash-out refinance option has the risk of paying higher mortgage rates and interest rates. Second mortgage loans have higher closing costs and are taken out against your property. In addition to the first mortgage, homeowners should also pay the second mortgage in this financing option.
  • You cannot finance emergency repairs and large renovations if you are financing your renovations with a credit card. Credit card financing is only suitable for a small home renovation project.
  • You have various limitations in the Federal Housing Administration(FHA loan). If you are borrowing money from Federal Housing Administration, you should pay higher interest rates.


TGUC Home Improvement Loan is the Right Option for All Home Improvement Projects

No extra fee, We will provide you home improvement loan with no higher origination fee. You don’t have to worry about paying an increased fee if you borrow a home improvement loan from TGUC.

Don’t worry about penalties, There are no prepayment penalties in personalized home improvement loans like other financing options. You will be able to finance all home improvements at a fixed rate if you borrow the loan amount from TGUC.

Increase the value of your home with large renovations, If you are planning to renovate your kitchen and bathroom, you don’t have to worry about your budget. TGUC will provide you with fair rate and loan terms.

No excellent credit history, having a great credit score is one of the main requirements in other loan options, but TGUC will provide you with a loan with a low credit score.

No huge risks, our home improvement loan doesn’t make your home collateral. So, there is no risk of foreclosure! We offer real-time interest rates with no huge risks.

Get approved fast for emergency repairs, Our home improvement loan will provide you a loan for all renovation works. If you have an emergency repair, our home improvement loan is the best option for you. You will receive a lump sum with a minimum score in TGUC. You will also get approved with only a few verifications.

We provide loans for every home improvement project,  You can borrow money for all home improvement projects, This includes adding luxury items, roofing, plumbing, and all renovations. Homeowners don’t have to worry about higher interest rates while borrowing the money. Monthly payments are fixed in TGUC.


How TGUC Financial will help you?

    • Don’t worry about good credit scores. TGUC will provide you with home improvement loans for low credit scores.
    • We will verify your income and approve the loan as quickly as possible.
    • We provide you with loans with no huge risks, no great equity percentage, and collateral.
    • Find the best home improvement contractors near Utah with TGUC.
    • From emergency repairs to adding luxury items, we will provide you loan!

Are you ready to fix your home perfectly? Increase the value of your home with our home improvement loans. Click here to get started.

TGUC Financial Home Improvement Loans: Why We’re Better

TGUC Financial can help you find a home improvement contractor as well as assist you with financing house improvements.  TGUC Financial has loan opportunities for homeowners across the credit spectrum. If you are a homeowner and you need a home improvement loan, we can compete with other financial institutions and offer you a loan. Whatever your credit score,  contact us today.