Privacy Policy
This TGUC Financial Inc. (“TGUC Financial,” “we”, “us” or “our”) Privacy Policy describes what personally identifiable information (“PII”) we collect from visitors to our website, how we use and show that information and your choices concerning our data practices.
- How We Use Collected Information
Our servers record your computer’s IP address and website usage in “server logs” when you use this website. No personally identifiable information is contained in these logs, such as name, address, phone numbers or email addresses. We use these logs to help diagnose problems with our servers, analyze traffic patterns and to administer this website.
Cookies
We use cookies on certain pages of our website. Cookies are small text files stored on your hard drive, not on our website. A cookie is not a program, and does not itself have the ability to automatically collect personal information about you. A cookie can store certain information that identifies your browser to our servers in order to make the websites operate more smoothly. For example, we use cookies to aid in the functioning of a sign in form. Most cookies we use are “session cookies” which means that they are automatically deleted when you leave the website.
Voluntary Contact
If you send us information voluntarily, such as through personal correspondence or email, or if other users or third parties send us correspondence about your activities, we may collect such information. We use such information, and other information that we obtain from your use of the services, to resolve disputes, troubleshoot problems and enforce our Terms of Use agreement, among other things. Please also note that information you volunteer in public areas is not protected information, and anyone could potentially collect and use such information in ways we cannot control. In addition to using your information as described above, we also may occasionally send you emails announcing special promotions, changes in our services, and other information we believe will be of interest to you. You may opt in or out of receiving these mailings by using the join/unsubscribe feature located in the email sent. We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Statement. For example, we may be forced to disclose information to the government or third parties under certain circumstances without your consent, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us to legal liability. However, we will not use your information for marketing purposes. We do not sell or rent our list of users past or present to any third party without your consent.
- Linked Websites
For your convenience, this website may contain links to other sites. Please be aware that TGUC Financial is not responsible for the privacy practices or content of such other websites, which may differ significantly from our own. We encourage our users to be aware when they leave our websites and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this website. - Security
This website has procedural security measures in place to protect the loss, misuse and alteration of the information under our control. Only authorized individuals have access to your information. - A Special Note About Children
Persons under the age of 18 are not eligible to use our website without parental supervision and consent and we ask that children under the age of 13 not submit personal information to us. We believe that is important that parents supervise their minor children when they are online. As a result, we require that persons under the age of 18 use this website only in conjunction with parents or legal guardians. - Contacting Us
If you have any questions about this Privacy Policy, the practices of this website, or your dealings with this website, you may email us at [email protected]. - With Whom do we Share Your Information
In submitting an inquiry for a loan product or other service offered through this website, when you click on any button indicating an acceptance or agreement to terms, a continuance of processing or submission, you signify your agreement to proceed and you are consenting, acknowledging and agreeing to the disclosure of your PII, as described herein, with service providers we may use in connection with evaluating, originating, and servicing your loan.
BE AWARE that the we may retain or use your information whether or not you use our services.
Please see our Privacy Notice for more information on how we share information and whether you can limit that sharing.
Rev. June 2021
Privacy Notice
| FACTS |
WHAT DOES TGUC FINANCIAL INC. DO WITH YOUR PERSONAL INFORMATION?
|
|
Why?
|
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
|
|
What?
|
The types of personal information we collect and share depend on the product or service you have with us. This information can include: · Social Security number and income · account balances and payment history · credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons TGUC Financial Inc. chooses to share; and whether you can limit this sharing.
|
| Reasons we can share your personal information | Does TGUC Financial Inc. share? | Can you limit this sharing? |
|
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|
Yes | No |
|
For our marketing purposes— to offer our products and services to you
|
Yes | No |
|
For joint marketing with other financial companies
|
Yes | No |
|
For our affiliates’ everyday business purposes— information about your transactions and experiences
|
Yes | No |
|
For our affiliates’ everyday business purposes— information about your creditworthiness
|
No | We Don’t Share |
|
For our affiliates to market to you
|
No | We Don’t Share |
|
For nonaffiliates to market to you
|
No | We Don’t Share |
| Questions? | Call 720-295-0338 or go to www.tgucfinancial.com |
|
Other important information |
|
SPECIAL NOTICE FOR RESIDENTS OF VERMONT If our account records show that you live in Vermont; we will not disclose nonpublic personal information about you to our affiliates for the purpose of enabling them to market their products and services to you. There is no need for you to opt out to prevent that kind of disclosure.
SPECIAL NOTICE FOR RESIDENTS OF CALIFORNIA: Under California law, we will not share information we collect about you with nonaffiliates, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits you are entitled to. We will limit sharing among our affiliates to the extent required by California law.
|