credit score home improvement loans

Get your Personalized Home Improvement Loan in Wisconsin

Revamp your Wisconsin home with TGUC financial. TGUC Financial will provide you with home improvement loans for all home improvement projects with minimum requirements. You can now finance your home improvement project without breaking your budget.

Get your personalized loan quickly!


You don’t have to worry about the extra monthly payment and poor credit score to get qualified for a home improvement loan. We will provide you with the best rate and value for your home improvement project. Click the apply button below to get a personalized renovation loan.


Your Dream Wisconsin Home is Here with Our Home Improvement Loan!

Home improvement projects increase the net worth of your home immediately. Imagine creating a better environment for you and your family and exponentially increasing the value of your home! If you are planning to sell your home at a good market price, renovating your home is an added advantage.

You don’t have to live in a second-rate home when you can renovate and remodel your kitchen and bathrooms exquisitely. Whether it is a minor or major renovation, you can remodel your home at the best rate with TGUC. Large home renovations don’t require other fees, you will now be able to remodel your dream kitchen without high origination fees.

Homeowners might worry about borrowing money due to financial reasons and fluctuating interest rates. But borrowing money with fixed interest rates and minimum requirements will not break your budget. The increased value of your home will be higher than the amount you are borrowing. Home renovation is the best investment you can make for yourself and your generations.

Many home renovation loans like Home Equity Lines of Credit and Home Equity loans will require a good percentage of equity in your home. If you are planning to pay through credit cards, you should also remember that credit cards are valid only for minor renovations. Various other home loans like the Federal Housing Administration(FHA) in Wisconsin have a lot of limitations for every home improvement project.

Upgrading the exterior of you home would be easy with new paint, a new front door, and improved landscaping. Not only would these improvements help with the beauty of your home but also its safety. New paint will protect your home from the elements. A new front door adds security as well as energy efficiency. And improved landscaping keeps your yard safe as well as beautiful.

Finishing a basement would add more liveable space to your home. It could be a family room, a playroom, or a home fitness center.

Wood floors are elegant. If you have an existing wood floor, it may require refinishing. Or, you can have that old linoleum flooring or dated carpeting replaced with wood flooring.

Remodeling your kitchen is also a great investment. Not only will it add value to your home but it adds pleasure to your living arrangements. A lot of time is spent in the kitchen and it should reflect the desires of the people who spend that time.

A nice addition to your Wisconsin home would be a fireplace for those chilly winter nights. An exisiting fireplace could be brought up to safe working order. Or, you can have a new fireplace added. It could be an additional one added to a family room or the master bedroom.

Equity Loans that might Break Your Budget

You have to make your home as collateral if you are planning to take a home equity loan for your home improvement projects, you have to borrow your money against your equity. There is also a risk of foreclosure when you make your home as collateral. HELOC(Home Equity Line of Credit) and Home Equity Loan. Equity loans take a longer time to get approved, if you have unexpected repairs, this loan will not be a suitable option for you.

  • In-house financing and cash-out refinance options have higher mortgage rates and interest rates. Home Equity Line of Credit also used as second mortgage loans have higher closing costs. This loan option is also taken out against your property. Cash-out refinances require higher mortgage payments which will break your budget. In addition to the first mortgage, homeowners should also pay the second mortgage in this financing option.
  • You cannot finance emergency repairs and large renovations if you are financing your renovations with a credit card. Credit card financing is only suitable for a small home renovation project.
  • If FHA (Federal Housing Administration) loan option is your choice, you have to be ready to pay higher interest rates with various limitations. For emergency repairs and large renovations, an FHA loan is not the right option,


Renovate Your Home within Your Budget

Don’t have to pay an increased fee, There is no high origination fee. When you borrow home improvement loans for renovations and repairs your origination fee will not fluctuate. You will get the actual rate and the loan term you are qualified for.

No penalties, There are no early repayment penalties. There are no prepayment penalties in personalized home improvement loans like other equity loans and cash-out refinancing options. You will be able to finance all home improvements at a fixed rate if you borrow the loan amount from TGUC.

Large Renovations, A home improvement loan is the best option if you want to do large renovations like kitchen and bathroom improvements. Bathroom and kitchen remodeling works will increase the value of your home exponentially. With the home improvement loans, you will be able to renovate your kitchen and bathroom spaces without paying additional charges.

Don’t need to rely on your credit scores, We don’t require an excellent credit score. Homeowners are often expected to have excellent credit scores while borrowing equity loans. If you are planning to renovate your home with home improvement loans, you don’t need to rely on your credit history.

Your home is not collateral, There are no huge risks in borrowing home improvement loans. A home improvement loan doesn’t make your home collateral. So, there is no risk of foreclosure! You don’t have to pay high closing costs. Other home renovation loans in Wisconsin will ask you to use your home as equity. But TGUC financial offers real-time interest rates and loan amounts without any equity percentage.

Get a loan for all home improvement projects, Our home improvement loan will provide you a loan for all renovation works. Whether it is a minor or major renovation, a home improvement loan is the best option for you. You will receive a lump sum with a minimum score in TGUC.

Fixed interest rate, In home improvement loans, your interest rate will not fluctuate. You can borrow money for every home improvement project. This includes adding luxury items, roofing, plumbing, and all renovations. Homeowners don’t have to worry about higher interest rates while borrowing the money. Monthly payments are fixed in TGUC.


How TGUC Financial will help you?

    • We will provide you with a loan amount even if your credit score is low.
    • We have minimum requirements like income verification. You will get your loan approved fast.
    • We won’t ask for equity percentage and don’t make your home as collateral.
    • You will also find the best home improvement contractors near Wisconsin with TGUC.
    • We will provide a home improvement loan for all renovations from emergency repairs to adding luxury items.

What are you waiting for? Increase the value of your home with our home improvement loans. Click here to get started.

TGUC Financial Home Improvement Loans: Why We’re Better

TGUC Financial can help you find a home improvement contractor as well as assist you with financing house improvements.  TGUC Financial has loan opportunities for homeowners across the credit spectrum. If you are a homeowner and you need a home improvement loan, we can compete with other financial institutions and offer you a loan. Whatever your credit score,  contact us today.