Paver Financing For Patios & Driveways

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Why TGUC For Paver Financing?

Estimate your paver project cost

Use our Cost Estimator technology to receive real time market data for similar projects in your area.
Doesn’t impact credit score
Get your personalized loan offers within minutes – fast financing with great rates and terms.
Competitive loan options

Paver Financing up to $100,000; Terms up to 15 years; Competitive APR’s.

Choose a contractor
Finalize your project with a TGUC Financial vetted & approved contractor. For your convenience we will pay the contractor directly on your behalf.

What Our Customers Say

"TGUC Financial has an easy application process and they reached out to ask if I needed any help! Great customer service."

-Rick Abar, Denver, Colorado

"These leads are high quality and easier to close since they are already approved for financing!"

- Sam T. Miami, Florida

"TGUC Financial has saved me tons of money by providing free leads for our business. "

- Joe F., Tennessee

"I was so happy that TGUC provided a vetted contractor. This service saved me a TON of time, headache and money because I was able to get my work done quickly and within my budget."

-Courtney S., Salt Lake City, Utah

How TGUC Works For
Paver Patio & Driveway Financing

1 Pre-qualify

Fill out a form online to pre-qualify with no impact to your credit score.

2 Select offer

You receive an offer from TGUC directly since we fund loans.

3 Receive funding

After loan approval, your funds will arrive and your Basement Waterproofing project starts.

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Paver Financing For Good & Bad Credit

You’ve worked hard to live in a home with a backyard – so why not install a paver patio to maximize enjoyment of the space? If the cost or complexity of the project has served as a barrier between you and a paver patio, you are in the right place. 

If you’re looking to install a paver patio and need paver patio financing, TGUC Financial can help you access competitive offers. Plus, we can connect you with trusted contractors in your area that work with our network of lenders. The power to access lenders and contractors all in one place creates opportunity for homeowners to find competitive deals and quality help. 

Here’s what you should know about paver patio financing. 

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How Much Does It Cost To Build A 12×12 Paver Patio?

While pricing can vary based on the materials you use, installing a paver patio typically costs between $8 and $22 per square foot for labor and materials. Depending on the yard and how difficult it is to build a paver patio, you can expect to pay more for labor. If the job is very straightforward, you might be on the lower end of the costs. 

For a 12×12 paver patio, this can add up to anywhere between $3,500 and $10,000, depending on materials and labor. 

Is A Paver Patio A Good Investment? Yes!

Paver patios can be an excellent investment for several reasons. Thanks to their durability, low maintenance and added ability to expand your living space outdoors, many homeowners find them a worthy investment. Here are some key reasons they paver patios are a good investment:

  • Durability: Because the pavers and brick materials used to install paver patios are extremely durable. This will ensure they shouldn’t need replacing or repairs every year. On the other hand, poured concrete can crack easily and need expensive repairs over the years.
  • Added value to your home: A well-done paver patio can increase your home’s value, with some adding up to $15,000 in value to your home.
  • Return on investment: Not only can they add value, but many paver patios can garner a high return on investment ranging from 30% to 60%.

What Is The Least Expensive Paver Patio To Finance?

If you’re on a budget, concrete paver patios are one of the most affordable options to get paver patio financing for. The average cost of concrete pavers is $4 to $6, making it low-cost compared to other options like brick and porcelain. Plus, with so many options, homeowners can pick a style or shape that they prefer — all while saving money on this cost-efficient paver. 

How Much Should A 20×20 Paver Patio Cost?

If you want to install a 20×20 paver patio, you can expect to spend anywhere from about $3,500 to $8,900. This price could include labor and materials like your paver bricks and materials needed to dig up the ground and install the patio. 

What Are The Disadvantages Of A Paver Patio?

As you consider installing a paver patio, there are a few disadvantages to be aware of.

#1. Paver patios can grow weeds: Weeds can grow between the small cracks of the paver patio, requiring re-jointing between the bricks after years of use. With proper maintenance, this can be avoided but should be considered when deciding to install or finance a paver patio.

#2. Paver patios can take longer to install: Since paver patios require digging, leveling and installing individual pieces of brick, they can take longer to install than a typical poured concrete patio.

#3. Paver patios can be more expensive than other options: Basic paver patios are about 30% more expensive than the traditional poured concrete patio. 

How Much Does It Cost To Finance A 500 Square Foot Paver Patio Build?

The actual costs associated with financing can vary depending on what you qualify for. The total project cost and amount financed can also impact the total financing cost. Before you shop offers you should have an accurate idea of what your paver patio will cost and how much you need to borrow. From there pay attention to total loan cost as you shop and compare offers. This will help you understand the total cost of financing a 500 square foot paver patio. 

How Much Value Does A Paver Patio Add To House?

A well-designed and professionally installed paver patio can add 8-10% home value and generate up to 60-80% return on investment. With this high return on investment and added value to the house, installing a paver patio is a smart investment for many homeowners. Work with a reputable contractor to get the job done right. 

How Much Does 300 Sq Ft Of Pavers Cost?

If you want to purchase pavers yourself, the cost of one square foot of brick paver is about $4 to $8. That would mean 300 square feet should cost somewhere between $1,200 and $2,400. 

What Is The Most Low Maintenance Patio? 

A paver patio is a great option if you’re looking for a low-maintenance patio. However, another extremely low-maintenance patio material is concrete. Concrete patios are easy to install, and since they’re one large slab, they don’t require constant maintenance to weed or keep the joints filled. However, they can crack over time and need costly repairs. 

Which Is Cheaper Concrete Or Paver Patio?

While both are great options, a concrete patio is generally cheaper than a paver patio. The national average for a poured concrete patio is around $2,500. Concrete is only about $3 to $6 per square foot, while paver patios can range from $4 and up depending on materials and size. 

Is It Cheaper To Build A Patio With Pavers Or Wood?

Building a deck or patio with wood can ultimately generate a higher return on investment, but it can also come with a higher upfront cost. It can cost about $6 per square foot to build a deck or patio with pressure-treated wood, and often the cost of labor is more expensive as well. 

How Can I Afford A New Patio?

We’re so glad you asked! Affording home improvement projects is an obstacle for homeowners all over the world. As a homeowner there’s even more importance to keep cash reserves handy in case of emergency. Therefore, whether you simply don’t have the cash or don’t want to use the cash you have – financing is your next option. 

TGUC Financial can help you explore home improvement loan offers up to $100,000, with no credit impact. Invest a few minutes of your time and pave the way to installing your new patio while making monthly payments that fit your budget! 

How to Repair Your Paver Patio?

Do you think that your pavers are sinking and loose? Homeowners use both concrete and brick pavers, and a paver remains stable for many years unless there is severe damage. However, depending on the damage, you need not change everything.

If you think that there is a need to repair your whole paver patio, then you should choose the best financing option for you. Homeowners can seek home improvement loans to repair their paver patio within their budget.

Patio Paver Financing Options

Home improvement projects are of two types: minor and major improvement repair projects. The repairs are necessary for damaged concrete, cracks, and holes. The loan amount you need to borrow for patio paver financing will depend on the type of repair you require. It’s best to understand what your loan options are before seeking a loan.

1. Personal Loan

Many homeowners borrow personal loans for their home improvement projects due to fewer requirements with this financing option.

Personal loans for home improvement projects will not ask you for an excellent credit score and equity percentage, so you may qualify for them faster.

One of the many advantages of borrowing a loan amount in a personal loan is that you don’t have the risk of foreclosure if you delay the payment. There are only a few requirements in borrowing a personal loan for home improvement projects, such as an income certificate and proof of identity.

The best personal home improvement loans will qualify you for home improvement loans with a low credit score, so if you have a major repair on the paver patio, a personal loan will not break your budget.

2. Home Equity Loan

A home equity loan is one of the popular mortgage loans that allow homeowners to borrow money with the equity percentage. In home equity loans, homeowners may borrow up to 85% of their property value.

One of the main advantages of borrowing home equity loans for major repairs is that you will get the lump sum easily if you have collateral, which in this case, is your home.

If you have a mortgage and an excellent credit score, you can borrow money from the home equity loan option. However, you should also consider the risk of foreclosure when you apply for these collateral loans because you don’t want to lose your home.

3. Home Equity Line of Credit

A home equity line of credit is another mortgage loan that is similar to a home equity loan. In a home equity loan, you will borrow money against the property value, but in the home equity line of credit, homeowners will borrow money against their credit line.

The necessary credit score for the home equity line of credit is higher than the home equity loans. If a homeowner is borrowing money against their credit line, a poor credit history will not qualify them for a home improvement loan. Home equity line of credit also has fluctuating interest rates, so if you borrow money in this loan option, you will not have a fixed interest rate and monthly payment.

4. Cash-Out Refinance

Cash-out refinance is another way of getting cash from your home equity. If you have a mortgage balance, a new mortgage appears from your old mortgage balance. Loan lenders will pay you the difference in cash.

Cash-out refinance loan process is similar to the other mortgage home improvement loans but homeowners must pay additional fees. In this loan option, you will have closing costs, origination fees, and various additional charges. Also, if the property value goes down in the cash-out refinance loan, homeowners will fall into risks like foreclosure. The interest rates in the cash-out refinance loan option are fixed and lower compared to the other mortgage loans.

5. Credit Card

The credit card should be the last financial option to consider for home improvement projects. Many homeowners may begin their home repairs by using their credit cards without borrowing loan amounts.

Credit card financing is a good option for home improvement projects if you have minor home improvements. However, homeowners should also pay the amount right away if they are financing their home improvements with credit cards.

Also, in credit card financing, you must pay a significant amount of interest. There is also a risk of obtaining a lower credit score if you are doing home improvements with credit card financing.

Which Loan Option is the Best?

Many homeowners will require paver patio improvement as one of their outdoor living ideas in their home improvement project. When you are going to pay a large amount for your home improvement project, you should choose the best financing option that will not risk your property.

With that in mind, personal loans are the best financing option for a home improvement project. Many best personal loan lenders offer to finance paver patio improvements with a fixed interest rate and without any collateral. Creating a beautiful outdoor space will give a captivating look to your entire home, so check the best personal loan option and nail your paver patio project!

Frequently Asked Questions

Can I repair a cracked paver easily?

A homeowner need not change the entire paver patio if there is a crack. Repairing a cracked paver patio is an easy task and doesn’t require a large amount of money.

What are the common paver patio repairs?

Chipped, sunken, broken, and cracked pavers are the common paver repairs.

Is it easy to replace a single paver?

Homeowners can easily replace a single paver without changing the walkway’s structure. This is one of the benefits of choosing a paver patio as a walkway.

Which is the best paver? Brick or concrete?

Concrete pavers are more durable and water-resistant than brick pavers. The chance of repairs in the concrete paver is not as frequent compared in brick.

The right path to competitive home improvement loans starts here. . . unlock offers at TGUC Financial today!

Apply For Paver Patio & Driveway Financing

Get your personalized Paver Financing Options within minutes. Submit your loan inquiry and let us provide you with the best rate.  Don’t delay finishing your Home Improvement project for financial reasons.

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